Looking for assistance with buying a home? 

For a second year in a row, the state is making more federal mortgage tax credits available to people with low or moderate incomes in an effort to reduce the cost of buying a home amid a more restrictive financing market.

The Hawai’i Housing Finance and Development Corp. yesterday said it’s accepting applications for $20 million in credits, a record amount that’s up from $15 million in credits given last year.

The tax credit, called the Mortgage Credit Certificate, was created by Congress in 1984 and has been available and administered here by the state since 1989.

Another option is the Hula Mae Program.

Want to know if you qualify? Just contact me and I can help.