December 2nd, 2009
Judge Cancels Homeowner’s Mortgage Over Banks Foreclosure Conduct

Never thought I would see a Judge canceling a mortgage owed by a homeowner and barring the bank from attempting to collect. Wow! Don’t you wish you could be so lucky? I don’t see this holding up but every time I hear of stories of those in trouble trying to deal with the bank, it is never pleasant: (read the full story)
“It was evident from Ms. Dickinson’s opprobrious demeanor and condescending attitude that no proffer by Defendant (short of consent to foreclosure and ejectment of Defendant and her family) would be acceptable to Plaintiff,” the judge wrote, adding that even a “desperate” offer of a deed in lieu of foreclosure was “met with bland equivocation.”
The Judge concluded that the original principal amount of $292,500 “should be cancelled, voided and set aside,” the mortgage be discharged and the bank barred from any attempt to collect on the note.
Nice! At least one person felt like they were treated fairly.
Posted by scott on December 2nd, 2009 in Real Estate | No Comments »

